Dave is a freelance journalist who has contributed hundreds of articles to HowStuffWorks since 2007, with a specialty in personal finance, economics and business. Raised in Pittsburgh, Pennsylvania, he attended Duke University where he earned the B.A. in comparative religious studies that has served him so well.
Dave began freelancing when he and his wife moved to Mexico in 2003, publishing articles about Mexican food and culture in The New York Times, the Los Angeles Times and Newsweek. Nearly 15 years and three kids later, Dave and his family recently moved back to Mexico and just might stay a while.
Economics law says that demand goes down when price goes up. But Veblen goods work the opposite way – when price goes up, so does demand. How do these goods get so lucky?
You might be confused by the difference between term and whole insurance, as well as all the other life insurance products out there. Or whether you even need life insurance in the first place.
Most Americans can at least recite the phrase about "life, liberty and the pursuit of happiness." But what else is inside this document? And what was left out?
Many people think the only life insurance payout option is a lump sum after the insured person dies, but there are actually many choices out there. We look at some of them.
Do you have to have a relationship with the person, or can it be any old Joe?
Life insurance is one of those adult-type things that everyone needs to think about, but not everyone needs to buy. Do you need life insurance and, if so, how much?
How much you pay for life insurance can vary on tons of factors, including your age, gender and even your favorite hobbies.
What makes the American Revolution stand out in world history? Was it the introduction of guerrilla warfare or its stage outside the borders of its parent nation? All those were noteworthy, but the real revolution was what the Revolution created.
It's pretty certain that you'll have to pay taxes in April. But did you realize there are some things you need to do before Dec. 31 in order to lower that tax burden?
Today she is widely known for her beauty and her seductive ways, but scholars say we've been hoodwinked by propaganda written by her enemies. So what was the real Cleopatra like?
During the holiday season, chances are you'll get at least one package mailed to your house. Are you worried about package theft? We've got some tips to derail porch pirates.
Obituaries do more than just let the world know someone died. It's a chance to pay tribute to someone, advocate for a cause or even settle a score.
The question of whether to pay reparations for slavery in the U.S. has been going on since slavery ended but picked up steam this year with a House hearing on the issue. We look at some key issues in the debate.
The second man on the moon is also a scuba enthusiast, math whiz, former combat pilot and the author of the first space selfie. Plus, he's the inspiration for Buzz Lightyear from "Toy Story." How cool is all that?
Studies have shown that people spend less than half of each day really being productive. So, why not reduce the workweek to 32 hours and get more done? Although it's worked at a number of companies, others balk at making the change.
The Roman general and statesman's romantic exploits and bloody betrayal were juicy enough to fuel two different Shakespeare plays; he also lent his name to the C-section and the Caesar haircut. But not the Caesar salad.
Military funeral honors, involving a flag presentation and the playing of taps, can be very meaningful to the families of loved ones who served in the U.S. military. Who is eligible and how do you request these honors?
This self-described "nerdy engineer," and fearless test pilot, had a calm demeanor that won over the NASA top brass, even though Buzz Aldrin badly wanted the honor of being first.
The easiest thing is probably not to do it, but it's almost impossible. Can a company forbid those discussions? We talk with an expert on how to have a civil political discussion at work.
Persians are famous for their long hair and snub noses. But this is no aloof kitty – they're so friendly, breeders refer to them as "dog cats."