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How Homeowners Insurance Works

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Homeowners insurance can help if your home suffers any sort of damage. Find out how homeowners insurance works and how to save money on premiums.

Do you need homeowners insurance?

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Homeowners insurance can give you back a normal life after your house or possessions are damaged or lost. Learn about whether you need homeowners insurance from this article.

Can you get additional homeowners insurance coverage?

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You can get additional homeowners insurance coverage if you need a higher liability than what is offered in the standard policy or for specific items of value. Learn more about additional homeowners insurance coverage from this article.

Is Homeowners Insurance Required?

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Does every homeowner have to carry homeowners insurance? HowStuffWorks asks the experts.

What You Need to File a Homeowners Insurance Claim

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HowStuffWorks looks at exactly what you will need in order to file a homeowners insurance claim.

10 Reasons to Buy Homeowners Insurance

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Paying for homeowners insurance may seem like money down the drain -- until you actually need it. Learn 10 reasons why you need homeowners insurance.

8 Surprising Things Your Homeowners Insurance Doesn't Cover

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If you own a home, you most likely have homeowners insurance, but how sure are you about what is and isn't covered? HowStuffWorks takes a look.

Does Traditional Homeowners Insurance Cover Airbnb Rentals?

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Most homeowners insurance won't cover your home if you're renting it via sites like Airbnb. HowStuffWorks looks at insurance policies that will.

How Flood Insurance Works

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Flood insurance is different from regular homeowners insurance. How can you be sure you're covered by flood insurance, just in case?

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