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How Credit Reports Work
money.howstuffworks.com/personal-finance/debt-management/credit-report.htm
Credit reports track your entire credit history. Learn about credit reports, how to see yours, and how credit reports affect your chances of getting a loan.
How Credit Unions Work
money.howstuffworks.com/personal-finance/banking/credit-union.htm
Credit unions are not-for-profit institutions that are owned by their account holders. Learn about credit unions and credit union services.
How Revolving Credit Works
money.howstuffworks.com/personal-finance/debt-management/revolving-credit.htm
Revolving credit is a line of credit that doesn't have to be paid off each month but gathers interest when it's not. Learn about revolving credit.
How Credit Scores Work
money.howstuffworks.com/personal-finance/debt-management/credit-score.htm
Your credit score determines how much you pay for life's needs. Find out about FICO and the Beacon system and get tips on raising your credit score.
How Credit Cards Work
money.howstuffworks.com/personal-finance/debt-management/credit-card.htm
Credit cards have an interesting history. Learn how a credit card works, from the numbering system to how you can get rid of that high interest balance.
How Credit Monitoring Works
money.howstuffworks.com/personal-finance/debt-management/credit-monitoring.htm
But does credit monitoring really help protect against identity theft? Learn how credit monitoring works at HowStuffWorks.
How Tax Credits Work
money.howstuffworks.com/personal-finance/personal-income-taxes/tax-credit.htm
Tax credits can reduce the amount of your income tax bill and save you serious money. Learn all about tax credits at HowStuffWorks.
How Credit Reporting Agencies Work
money.howstuffworks.com/personal-finance/debt-management/credit-reporting-agency.htm
Credit reporting agencies collect your credit history. Learn about credit reporting agencies and your rights under the the Fair Credit Reporting Act.
How Consumer Credit Counseling Works
money.howstuffworks.com/personal-finance/debt-management/consumer-credit-counseling.htm
Consumer credit counseling allows trained credit counselors to help consumers in paying off their debt. Learn about credit counseling.
Does your credit card company want you to stay in debt?
money.howstuffworks.com/credit-card-debt.htm
Credit card debt grows through credit card fees and interest. Learn about credit card debt, credit card fees, late fees, annual fees and interest.