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What one thing will improve your credit score the most?

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You can improve your credit score with one simple step. See all of our tips on how to improve your credit score.

The Ultimate Credit Score Quiz

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A credit score may be the most important number that relates to your financial future. Loans for cars or houses, rental agreements and even insurance premiums all depend on your credit score. But what does the number actually represent, and how can you best improve your credit score? Take this quiz to find out.

What is the average credit score and why?

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The average credit score is based on a score developed by the Fair Isaac Corporation. Learn how the FICO formula determines an average credit score.

Can You Refinance Your Mortgage With Bad Credit?

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Even with a low or middling credit score, you might be able to refinance your mortgage. HowStuffWorks explains.

How Credit Scores Work

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Your credit score determines how much you pay for life's needs. Find out about FICO and the Beacon system and get tips on raising your credit score.

The Ultimate Ways to Build Credit Quiz

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Some people have never applied for credit, whereas others are trying to rebuild their credit rating after bankruptcy or years of defaulting on payments. It can be difficult to establish good credit, but hope is not all lost. Take this quiz and find out how you can be credit healthy.

How Do You Get a Copy of Your Free Credit Report?

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Where could you get a copy of your free credit report and do you do with it? Where can you get your free credit score? Find out at HowStuffWorks.

Dollars and Sense: Credit Score Challenge

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Your credit score plays a large part in whether you can buy a house or car. In certain circumstances, it even affects whether you can get a job. But where does the number come from?

10 Healthy Ways to Build Credit

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These 10 ways to build credit will help you establish a credit history or improve your existing credit report. Read our 10 healthy ways to build credit.

How the National Foundation for Debt Management Works

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The National Foundation for Debt Management is an educational organization created to help people understand their personal finances. Learn more here.

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