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How to Negotiate a Mortgage Loan Modification

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This article explains how to negotiate a mortgage loan modification. Visit HowStuffWorks.com to learn how to negotiate a mortgage loan modification.

Where did SARS come from?

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Where did SARS come from? Visit HowStuffWorks to learn more about the origins of SARS from this article.

How to Become an Independent Insurance Agent

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Do you know how to become an independent insurance agent? Find out how to become an independent insurance agent in this article from HowStuffWorks.

How Tax Shelters Work

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Tax shelters help reduce your tax burden to the IRS by reducing your taxable income. Learn how to use, and not abuse, tax shelters at HowStuffWorks.

How Project HOPE Works

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Project HOPE is an international health aid organization that has saved millions. Learn more about Project HOPE at HowStuffWorks.

How much money do I really need to live?

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Determining how much money you need to live entails separating needs from wants. Learn how peer pressure affects how much money you need to live.

Exactly what happens if we run out of water?

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On a planet that is 70 percent water, people don't have enough clean, safe water to drink. We're in a water crisis, and water rights are becoming a big issue. What happens if we just plain run out?

How the Employment Security Commission Works

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The employment security commission is set up to help workers and the unemployed. Visit HowStuffWorks to learn all about the employment security commission.

10 Ways People Rack Up Debt

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10 ways people rack up debt are explained by HowStuffWorks.com. Check out 10 ways people rack up debt.

How Family Crests Work

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Attaching a crest or coat of arms to one's family history sometimes fuels a sense of pride or belonging. However, it will take some serious research to locate your crest.

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