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How are mortgage rates determined?

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How are mortgage rates determined? Find out how mortgage rates are determined at HowStuffWorks.

What's more important: a good interest rate or low banking fees?

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Is a good interest rate or low banking fees more important? Learn more about what's more important: a good interest rate or low banking fees.

How Municipal Bonds Work

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Municipal bonds are basically a loan you give to your local government. Learn about different kinds of municipal bonds in this article.

How to Get a Tax Deduction Due to Bad Debt

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A tax deduction for bad debt can help you write it off on your taxes. See how to get a tax deduction due to bad debt.

How Interest Rates Work

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Interest rates are basically the price we pay for living in a world that relies heavily on credit and debt. Find out how interest rates work in this article.

How Financial Aid for Online Degrees Works

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Financial aid for online degrees requires careful research in order to avoid scams. Learn about financial aid for online degrees.

What is the average credit score and why?

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The average credit score is based on a score developed by the Fair Isaac Corporation. Learn how the FICO formula determines an average credit score.

How the Mortgage Interest Tax Deduction Works

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The mortgage interest deduction can be a big help on your taxes if you're a homeowner. Learn how to use the mortgage interest tax deduction.

How Credit Unions Work

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Credit unions are not-for-profit institutions that are owned by their account holders. Learn about credit unions and credit union services.

How Mortgage Co-signing Works

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Mortgage co-signing can be tricky. Learn about how mortgage co-signing works at HowStuffWorks.

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