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What Happens When Your Insurance Says Your ER Visit Was 'Avoidable'?

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HowStuffWorks looks at a health insurance policy denying claims from people who use the ER for reasons that are 'avoidable.'

How Tipping Works

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Tipping is a multibillion-dollar industry that varies around the globe. Learn more about how tipping works in the United States and internationally.

Reasonable and Customary Charges

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Reasonable and customary charges are what insurance companies are willing to pay for medical services. Read how reasonable and customary charges work.

Will bankruptcy affect my spouse's money?

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After one spouse declares bankruptcy, the other one could be left paying off the debts. Wait, really? Learn about bankruptcy and your spouse's money.

Do You Really Know the U.S. Constitution?

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The U.S. Constitution is a document with a history, and most of us learn all about it in school -- well, maybe not all about it. This Constitution Day, test your knowledge of some lesser-known facts about the U.S. Constitution.

How to Stop Cyberbullying

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Cyberbullying is a widespread epidemic that affects up to 32 percent of teenagers, according to recent studies. Read about the cyberbullying epidemic.

10 Reasons to Buy Homeowners Insurance

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Paying for homeowners insurance may seem like money down the drain -- until you actually need it. Learn 10 reasons why you need homeowners insurance.

How John McCain Worked

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John McCain is a Republican senator and candidate for the presidency in the 2008 election. Learn about John McCain and the political career of John McCain.

How Eminent Domain Works

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Eminent domain allows the government to take your property without your consent and pay you fair value. Learn more about eminent domain and how it works.

The Ultimate Dallas Cowboys Quiz

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With fans all around the country, the Dallas Cowboys are one of the most popular teams in the NFL. How much do you know about the team, though? Take this quiz and find out!

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