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Advantages of E-commerce

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E-commerce, or shopping online, offers advantages for both consumers and retailers. Learn about the advantages of e-commerce at HowStuffWorks.

Does it hurt my credit score when I pull my credit report?

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Be advised: Pulling your credit report doesn't really hurt your score. Learn why pulling your credit report can be a good thing and what harms your score.

6 Common Temu Scams and How to Avoid Them

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Temu, the ultra-affordable online marketplace taking social media by storm, is having a huge moment. But while it's become the go-to spot for incredible deals, the retail site is also a magnet for scammers looking to cash in on the buzz.

How Interactive Voice Response (IVR) Works

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IVR, or interactive voice response, is a new technology that many of us use everyday. Learn more about IVR at HowStuffWorks.

How Social Security Works

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Social Security pays benefits to retired and disabled Americans. Learn how the Social Security system works and why some say Social Security is bankrupt.

How To Get Makeup Out of Clothes

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Liquid foundation makeup is meant to be worn on your face, not your clothes. These stain removal techniques will turn your laundry stains into a fashion statement of their own -- less is more.

Is it true that 1 percent of Americans control a third of the wealth?

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Is it true that 1 percent of Americans control a third of the wealth? Find out if it's true that 1 percent of Americans control a third of the wealth.

Can You Buy Your Own Debt for Pennies on the Dollar?

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Can you buy your own debt and stop the harassing calls? HowStuffWorks Now looks at the world of debt collectors to find out.

Can You Refinance Your Mortgage With Bad Credit?

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Even with a low or middling credit score, you might be able to refinance your mortgage. HowStuffWorks explains.

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