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What the Stuff?!: 4 Scientific Words You're Probably Using Wrong

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We all like to toss around words borrowed from science to class up our own speech, but chances are you're taking some very unscientific liberties with its usage. Here are 4 scientific terms you might be using wrong.

What is the average credit score and why?

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The average credit score is based on a score developed by the Fair Isaac Corporation. Learn how the FICO formula determines an average credit score.

How Direct Loans Work

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Direct loans are low interest loans funded by the United States government. Learn about direct loans in this article from HowStuffWorks.

How Revolving Credit Works

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Revolving credit is a line of credit that doesn't have to be paid off each month but gathers interest when it's not. Learn about revolving credit.

How Interest-only Loans Work

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An interest-only loan is an option that can be tied to any mortgage. Learn about the advantages and problems of an interest-only loan.

What's the difference between the U.S. deficit and the national debt?

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What's the difference between the U.S. deficit and the national debt? Learn the difference between the deficit and the national debt at HowStuffWorks.

How Payday Loans Work

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Payday loans are short-term, high-interest loans which can be very easy to get. Learn about how payday loans work at HowStuffWorks.

How are mortgage rates determined?

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How are mortgage rates determined? Find out how mortgage rates are determined at HowStuffWorks.

How Stafford Loans Work

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Stafford loans are a way to finance the difference between your school's tuition and the amount you can add toward your own education. Learn about Stafford loans.

Can you get credit cards after being discharged from bankruptcy?

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Credit cards can actually help you healthily rebuild your credit. Learn how to obtain them after being discharged from bankruptcy at HowStuffWorks.

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