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Can You Go to the ER Without Health Insurance?

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You have to go to the ER, but you don't have health insurance. Does that matter? Find out what happens if you go to the ER without insurance.

How Foreclosures Work

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Foreclosures happen when you're unable to pay the mortgage on your home. Learn how foreclosure works and ways to avoid it.

What's the No. 1 reason people go into debt?

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The number one reason people go into debt explained by HowStuffWorks.com. Find out the number one reason why people go into debt in the article.

What's the Difference Between a Restaurant Service Fee and a Tip?

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It seems that U.S. consumers are being asked to shell out more in tips and service charges than ever before. But is there a difference between the two?

10 Ways to Build a Nest Egg

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10 ways to build a nest egg are explained in this article by HowStuffWorks.com. Find out the 10 ways to help make your nest egg for retirement benefit you.

Are ice blocks better than air conditioning?

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Air conditioning with ice blocks is taking root among some of the world's most powerful companies. Learn how air conditioning with ice blocks works.

How to Apply for a Student Loan

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Applying for a student loan can be tricky. Find out how to apply for a student loan at HowStuffWorks.

How Living Without a Bank Account Works

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Millions of people have figured out how to get by without a bank account, whether by choice or force of circumstance. Learn more at HowStuffWorks.

How Professional Development for Teachers Works

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Professional development for teachers is extremely useful for getting ahead. Visit HowStuffWorks to learn about professional development for teachers.

How Paperless Offices Work

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Eliminating paper can provide space, lower storage costs, and improved access to information. Find out how paperless offices work at HowStuffWorks.

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