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How Predatory Lending Works

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Predatory mortgage lenders take advantage of inexperienced homebuyers and poor credit risks. Learn about predatory lending and how to avoid a con.

What Exactly Is a Personal Loan?

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HowStuffWorks wants to know exactly what a personal loan is, who can get one and if it's a good idea.

How Home Equity Loans Work

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A home equity loan may offer you the financial flexibility you need. Learn about the various uses and types of home equity loans.

How Did Mortgage-backed Securities Bring Down the U.S. Economy?

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Mortgage-backed securities have been singled out as the culprit for economic turmoil in 2008. Learn what mortgage-backed securities are and how they failed.

How Subprime Mortgages Work

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Subprime mortgages have allowed people with shaky credit to buy houses. Learn more about subprime mortgages and how to get a subprime mortgage.

How NACA Works

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NACA stands for Neighborhood Assistance Corporation of America. Learn about NACA, a non-profit homeownership group, and its low-price mortgages.

How Perkins Loans Work

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Perkins Loans is the first federal student loan and was designed to help those with financial needs to pay for college. Learn about Perkins Loans.

How Microlending Works

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Microlending is a new type of lending that has entered the scene. Learn how microlending works and what risks are involved.

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